:root{
  --navy:#0E1E2C; --navy-2:#14293B; --river:#1F3B54; --sky:#DCE7EF;
  --cream:#F6F1E8; --cream-2:#EFE7D9; --stone:#D9D0C1;
  --copper:#C47A2E; --copper-2:#E0993F; --copper-soft:#F3DDBE;
  --sage:#6F8F78; --ink:#1B2A38; --ink-2:#4A5A68; --ink-3:#7C8A96;
  --bg:var(--cream); --surface:#FFFDF9; --line:rgba(27,42,56,.12);
  --shadow:0 20px 50px -20px rgba(14,30,44,.35);
  --radius:22px;
  --font-display:"Fraunces", Georgia, "Times New Roman", serif;
  --font-body:"Manrope", "Segoe UI", system-ui, -apple-system, sans-serif;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --bg:#0B1620; --surface:#122232; --cream:#0B1620; --cream-2:#101E2B; --stone:#1E3242;
    --ink:#EEF3F6; --ink-2:#B9C6D0; --ink-3:#8A9AA8; --line:rgba(238,243,246,.12);
    --sky:#16283A; --copper-soft:#3A2A16; --shadow:0 20px 50px -20px rgba(0,0,0,.7);
  }
}
:root[data-theme="dark"]{
  --bg:#0B1620; --surface:#122232; --cream:#0B1620; --cream-2:#101E2B; --stone:#1E3242;
  --ink:#EEF3F6; --ink-2:#B9C6D0; --ink-3:#8A9AA8; --line:rgba(238,243,246,.12);
  --sky:#16283A; --copper-soft:#3A2A16; --shadow:0 20px 50px -20px rgba(0,0,0,.7);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{font-family:var(--font-display);font-weight:500;line-height:1.05;margin:0;text-wrap:balance;letter-spacing:-.01em}
h1{font-size:clamp(2.5rem,5.4vw,4.6rem)}
h2{font-size:clamp(2rem,4.2vw,3.4rem)}
h3{font-size:1.45rem;font-weight:600}
p{margin:0}
.wrap{width:min(1180px,100%);margin-inline:auto;padding-inline:clamp(16px,4vw,40px)}
.eyebrow{font-size:.78rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--copper)}
.lead{font-size:1.2rem;color:var(--ink-2);max-width:60ch}
.btn{display:inline-flex;align-items:center;gap:.6rem;padding:1rem 1.5rem;border-radius:999px;font-weight:700;text-decoration:none;font-size:1rem;transition:transform .25s ease,box-shadow .25s ease,background .25s ease;border:0;cursor:pointer;font-family:inherit}
.btn-primary{background:var(--copper);color:#fff;box-shadow:0 12px 30px -12px rgba(196,122,46,.8)}
.btn-primary:hover{transform:translateY(-2px);background:var(--copper-2)}
.btn-ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{transform:translateY(-2px);border-color:var(--copper)}
.btn:focus-visible,a:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--copper-2);outline-offset:3px}

/* NAV */
.nav{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;backdrop-filter:blur(14px);background:color-mix(in srgb,var(--bg) 78%,transparent);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:72px;gap:1rem}
.brand{font-family:var(--font-display);font-weight:600;font-size:1.25rem;text-decoration:none;display:flex;align-items:center;gap:.6rem}
.brand span{display:flex;flex-direction:column;line-height:1.05}.brand small{font-family:var(--font-body);font-weight:600;font-size:.72rem;letter-spacing:.02em;opacity:.85}
.brand i{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--copper),var(--copper-2));display:grid;place-items:center;color:#fff;font-style:normal;font-family:var(--font-body);font-weight:800;font-size:.9rem}
.nav-links{display:flex;gap:1.6rem;font-weight:600;font-size:.95rem}
.nav-links a{text-decoration:none;color:var(--ink-2)}
.nav-links a:hover{color:var(--copper)}
.nav-cta{white-space:nowrap}
@media(max-width:820px){.nav-links{display:none}}
@media(max-width:600px){.nav-cta .num{display:none}.brand{font-size:1.05rem}.brand small{font-size:.66rem}}

/* HERO */
.hero{position:relative;overflow:hidden;background:var(--navy);color:#F6F1E8;isolation:isolate}
.hero .sky{position:absolute;inset:0;background:radial-gradient(120% 90% at 20% 0%,#2C5B7A 0%,#173247 42%,#0E1E2C 78%);z-index:-3}
.hero .sun{position:absolute;width:44vw;max-width:520px;aspect-ratio:1;border-radius:50%;left:-8vw;top:-14vw;background:radial-gradient(circle,rgba(224,153,63,.55),rgba(224,153,63,0) 65%);filter:blur(10px);z-index:-2;animation:drift 18s ease-in-out infinite alternate}
.hero .ridges{position:absolute;left:0;right:0;bottom:-2px;z-index:-1;pointer-events:none}
.hero .ridges svg{display:block;width:100%;height:auto}
.r1{fill:#1F3B54;opacity:.9}.r2{fill:#16293A}.r3{fill:#0E1E2C}
.hero .wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:3rem;align-items:center;padding-block:clamp(40px,6vw,72px) clamp(120px,14vw,180px)}
.hero .eyebrow{color:var(--copper-2)}
.hero h1{margin-top:1rem;color:#FBF7F0}
.hero h1 em{font-style:italic;font-weight:300;color:var(--copper-2)}
.hero .lead{color:#C9D5DE;margin-top:1.4rem}
.hero-ctas{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:2rem}
.hero .btn-ghost{color:#F6F1E8;border-color:rgba(246,241,232,.35)}
.hero-badges{display:flex;flex-wrap:wrap;gap:.6rem 1.4rem;margin-top:2.2rem;font-size:.9rem;color:#AEBDC9;font-weight:600}
.hero-badges span::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--copper-2);margin-right:.5rem;vertical-align:middle}
.portrait{position:relative;justify-self:center;width:min(100%,380px);display:grid;justify-items:center}
.portrait .glow{position:absolute;inset:8% 4% 18% 4%;border-radius:50%;background:radial-gradient(circle at 50% 40%,rgba(224,153,63,.28),rgba(31,59,84,.35) 55%,transparent 72%);filter:blur(18px);z-index:0}
.portrait img{position:relative;z-index:1;width:100%;height:auto;filter:drop-shadow(0 30px 40px rgba(0,0,0,.55))}
.portrait .tag{position:relative;z-index:2;margin-top:-1rem;background:var(--surface);color:var(--ink);padding:.6rem 1rem;border-radius:14px;box-shadow:var(--shadow);font-size:.8rem;line-height:1.35;text-align:center;width:max-content;max-width:100%;animation:float 6s ease-in-out infinite}
.portrait .tag b{display:block;font-size:.95rem}
@keyframes float{from{transform:translateY(0)}to{transform:translateY(-8px)}}
@keyframes drift{from{transform:translate(0,0) scale(1)}to{transform:translate(6vw,4vw) scale(1.08)}}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr;text-align:left}.portrait{order:-1;width:min(80%,320px);justify-self:start}}

/* TICKER */
.ticker{background:var(--copper);color:#fff;overflow:hidden;white-space:nowrap;font-weight:800;letter-spacing:.14em;text-transform:uppercase;font-size:.85rem;padding-block:.85rem}
.ticker .track{display:inline-flex;gap:3rem;animation:ticker 32s linear infinite;padding-left:3rem}
.ticker span::after{content:"✦";margin-left:3rem;opacity:.7}
@keyframes ticker{to{transform:translateX(-50%)}}

/* SECTIONS */
section{padding-block:clamp(64px,8vw,110px)}
.section-head{display:grid;gap:1rem;max-width:720px;margin-bottom:clamp(32px,5vw,56px)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
@media(max-width:900px){.grid3{grid-template-columns:1fr}}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:2rem;display:grid;gap:1rem;align-content:start;transition:transform .35s ease,box-shadow .35s ease}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.card .ico{width:54px;height:54px;border-radius:16px;background:var(--copper-soft);display:grid;place-items:center;color:var(--copper)}
.card .ico svg{width:26px;height:26px}
.card p{color:var(--ink-2)}

/* STATS */
.stats{background:var(--cream-2)}
.stats .row{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
@media(max-width:820px){.stats .row{grid-template-columns:repeat(2,1fr)}}
.stat{text-align:center;padding:1.6rem 1rem}
.stat b{display:block;font-family:var(--font-display);font-weight:500;font-size:clamp(2.4rem,5vw,3.6rem);color:var(--copper);font-variant-numeric:tabular-nums;line-height:1}
.stat span{display:block;margin-top:.5rem;color:var(--ink-2);font-weight:600;font-size:.95rem}

/* SPLIT */
.split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
@media(max-width:900px){.split{grid-template-columns:1fr}}
.list{display:grid;gap:.9rem;padding:0;margin:1.6rem 0 0;list-style:none}
.list li{display:grid;grid-template-columns:26px 1fr;gap:.9rem;align-items:start;color:var(--ink-2);line-height:1.55}
.list li span{display:block}
.list li::before{content:"";width:26px;height:26px;border-radius:50%;background:var(--copper-soft);margin-top:.1rem;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C47A2E' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><path d='M5 13l4 4L19 7'/></svg>");background-size:14px;background-repeat:no-repeat;background-position:center}
.list li b{color:var(--ink);font-weight:700}

/* FORM */
.form-card{background:var(--navy);color:#F6F1E8;border-radius:28px;padding:clamp(1.6rem,4vw,2.6rem);box-shadow:var(--shadow);position:relative;overflow:hidden}
.form-card::before{content:"";position:absolute;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(224,153,63,.35),transparent 65%);top:-140px;right:-120px}
.form-card h3{color:#FBF7F0;font-size:1.7rem}
.form-card p{color:#B9C6D0}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:.9rem;margin-top:1.4rem;position:relative}
.form-grid .full{grid-column:1/-1}
@media(max-width:560px){.form-grid{grid-template-columns:1fr}}
label{display:grid;gap:.35rem;font-size:.85rem;font-weight:700;color:#DCE7EF}
input,textarea{font:inherit;padding:.85rem 1rem;border-radius:12px;border:1.5px solid rgba(246,241,232,.18);background:rgba(255,255,255,.06);color:#fff;width:100%}
input::placeholder,textarea::placeholder{color:#8A9AA8}
textarea{min-height:96px;resize:vertical}
.consent{display:flex;gap:.75rem;align-items:flex-start;font-size:.8rem;line-height:1.45;color:#B9C6D0;font-weight:500}
.consent input{width:20px;height:20px;margin-top:.15rem;flex:none;accent-color:var(--copper)}
.form-note{font-size:.78rem;color:#8A9AA8;margin-top:.8rem}
.form-ok{display:none;padding:1.4rem;border-radius:16px;background:rgba(111,143,120,.25);border:1px solid rgba(111,143,120,.6);margin-top:1rem}
.form-ok.show{display:block}

/* VIDEO */
.video{background:var(--navy);color:#F6F1E8}
.video .eyebrow{color:var(--copper-2)}
.video h2{color:#FBF7F0}
.video .lead{color:#B9C6D0}
.player{position:relative;border-radius:24px;overflow:hidden;aspect-ratio:16/9;background:#0B1620;box-shadow:0 40px 80px -30px rgba(0,0,0,.8);border:1px solid rgba(246,241,232,.1)}
.player iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.player .poster{position:absolute;inset:0;display:grid;place-items:center;background:linear-gradient(135deg,#1F3B54,#0E1E2C);cursor:pointer}
.player .poster img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.35;filter:saturate(.8)}
.player .play{position:relative;width:92px;height:92px;border-radius:50%;background:var(--copper);display:grid;place-items:center;box-shadow:0 0 0 0 rgba(196,122,46,.6);animation:pulse 2.4s ease-out infinite}
.player .play svg{width:34px;height:34px;margin-left:5px}
@keyframes pulse{to{box-shadow:0 0 0 28px rgba(196,122,46,0)}}
.player .cap{position:absolute;bottom:1.2rem;left:1.4rem;font-weight:700;font-size:.9rem;color:#F6F1E8}

/* AREAS */
.areas .map{border-radius:24px;overflow:hidden;border:1px solid var(--line);aspect-ratio:16/10;background:var(--sky)}
.areas .map iframe{width:100%;height:100%;border:0}
.towns{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.4rem}
.towns span{padding:.5rem .9rem;border-radius:999px;background:var(--surface);border:1px solid var(--line);font-weight:600;font-size:.9rem;transition:transform .2s,border-color .2s}
.towns span:hover{transform:translateY(-2px);border-color:var(--copper)}

/* CONTACT */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:3rem;align-items:start}
@media(max-width:900px){.contact-grid{grid-template-columns:1fr}}
.contact-lines{display:grid;gap:1.2rem;margin-top:1.4rem}
.contact-lines a{text-decoration:none;font-family:var(--font-display);font-size:1.7rem;font-weight:500;color:var(--ink)}
.contact-lines small{display:block;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);font-weight:800}

/* FOOTER */
footer{background:var(--navy);color:#AEBDC9;padding-block:3rem;font-size:.85rem;line-height:1.7}
footer .wrap{display:grid;gap:1.4rem}
footer b{color:#F6F1E8}
footer a{color:#DCE7EF}
footer .links{display:flex;flex-wrap:wrap;gap:.4rem 1.4rem}

/* REVEAL */
.rv{opacity:1;transform:none;transition:opacity .8s ease,transform .8s ease}
.js .rv.pre{opacity:.001;transform:translateY(24px)}
@media (prefers-reduced-motion: reduce){*{animation:none!important;transition:none!important}.js .rv.pre{opacity:1;transform:none}}
/* CALL/TEXT MODAL */
.ct-modal[hidden]{display:none}
.ct-modal{position:fixed;inset:0;z-index:100;display:grid;place-items:center;background:rgba(14,30,44,.6);backdrop-filter:blur(6px);padding:16px}
.ct-box{position:relative;background:var(--surface);color:var(--ink);border-radius:24px;padding:2rem;width:min(440px,100%);box-shadow:var(--shadow);animation:pop .25s ease}
@keyframes pop{from{transform:translateY(12px);opacity:0}to{transform:none;opacity:1}}
.ct-box h3{font-size:2rem;margin-top:.4rem;font-variant-numeric:tabular-nums}
.ct-sub{color:var(--ink-2);margin-top:.3rem}
.ct-actions{display:grid;gap:.7rem;margin-top:1.4rem}
.ct-actions .btn{justify-content:center}
.ct-note{font-size:.8rem;color:var(--ink-3);margin-top:1rem}
.ct-x{position:absolute;top:.8rem;right:.9rem;border:0;background:transparent;font-size:1.6rem;line-height:1;cursor:pointer;color:var(--ink-3)}
/* BOOKING */
.book{background:var(--cream-2)}
.book-frame{background:var(--surface);border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.book-frame iframe{display:block;width:100%;height:760px;border:0}
.book-fallback{padding:.8rem 1.2rem;font-size:.85rem;color:var(--ink-3);border-top:1px solid var(--line)}
.book-fallback a{color:var(--copper)}
@media(max-width:600px){.book-frame iframe{height:900px}}

/* ===== v2 additions ===== */
select{font:inherit;padding:.85rem 1rem;border-radius:12px;border:1.5px solid rgba(246,241,232,.18);background:rgba(255,255,255,.06);color:#fff;width:100%}
.form-card select option{color:#1B2A38}
.nav-links a[aria-current]{color:var(--copper)}
/* market band */
.market{background:var(--cream-2)}
.market-head{display:flex;flex-wrap:wrap;align-items:end;justify-content:space-between;gap:1rem;margin-bottom:1.6rem}
.market-head h2{font-size:clamp(1.7rem,3.4vw,2.6rem)}
.seg{display:inline-flex;background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:4px}
.seg button{font:inherit;font-weight:700;font-size:.9rem;border:0;background:transparent;color:var(--ink-2);padding:.55rem 1.1rem;border-radius:999px;cursor:pointer}
.seg button[aria-pressed="true"]{background:var(--copper);color:#fff}
.market .row{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
@media(max-width:820px){.market .row{grid-template-columns:repeat(2,1fr)}}
.mstat{background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:1.4rem 1.2rem}
.mstat b{display:block;font-family:var(--font-display);font-weight:500;font-size:clamp(2rem,4.2vw,3rem);color:var(--copper);font-variant-numeric:tabular-nums;line-height:1}
.mstat span{display:block;margin-top:.55rem;color:var(--ink-2);font-weight:600;font-size:.92rem;line-height:1.35}
.source{font-size:.78rem;color:var(--ink-3);margin-top:1rem;line-height:1.5}
/* reviews */
.reviews{background:var(--surface)}
.review{max-width:820px;margin-inline:auto;text-align:center;display:grid;gap:1.2rem;justify-items:center}
.stars{color:var(--copper-2);font-size:1.4rem;letter-spacing:.2em}
.review blockquote{margin:0;font-family:var(--font-display);font-size:clamp(1.4rem,2.8vw,2.1rem);line-height:1.3;font-weight:400;color:var(--ink)}
.review cite{font-style:normal;color:var(--ink-2);font-weight:600}
.review cite small{display:block;color:var(--ink-3);font-weight:500;margin-top:.2rem}
.review-links{display:flex;flex-wrap:wrap;gap:.8rem;justify-content:center}
/* calculator */
.calc-sec{background:var(--bg)}
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:1.4rem;align-items:start}
@media(max-width:900px){.calc{grid-template-columns:1fr}}
.calc-in{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;display:grid;gap:1rem}
.calc label{display:grid;gap:.4rem;font-size:.85rem;font-weight:700;color:var(--ink)}
.calc input,.calc select{background:var(--bg);color:var(--ink);border:1.5px solid var(--line)}
.calc input[type=range]{padding:0;border:0;background:transparent;accent-color:var(--copper)}
.calc-range{display:flex;align-items:center;gap:1rem}.calc-range b{min-width:3.2ch;font-size:1rem}
.calc-hint{font-weight:500;color:var(--ink-3)}
.calc-two{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media(max-width:480px){.calc-two{grid-template-columns:1fr}}
.calc-out{background:var(--navy);color:#F6F1E8;border-radius:var(--radius);padding:1.8rem;display:grid;gap:1rem;position:sticky;top:90px}
.calc-out .eyebrow{color:var(--copper-2)}
.calc-total{font-family:var(--font-display);font-size:clamp(2.6rem,6vw,3.8rem);line-height:1;color:#FBF7F0;font-variant-numeric:tabular-nums}
.calc-total::after{content:" /mo";font-size:1rem;font-family:var(--font-body);color:#AEBDC9}
.calc-bar{display:flex;height:14px;border-radius:999px;overflow:hidden;background:rgba(255,255,255,.08)}
.calc-bar i{display:block;height:100%}
.calc-legend{list-style:none;margin:0;padding:0;display:grid;gap:.5rem;font-size:.92rem;color:#DCE7EF}
.calc-legend li{display:flex;align-items:center;gap:.6rem}
.calc-legend li span{width:12px;height:12px;border-radius:4px;flex:none}
.calc-legend li b{margin-left:auto;font-variant-numeric:tabular-nums;color:#fff}
.calc-taxnote{font-size:.85rem;color:#AEBDC9}
.calc-cta{justify-content:center}
.calc-fine{font-size:.75rem;color:var(--ink-3);margin-top:1rem;line-height:1.55;max-width:none}
/* signups */
.signup{background:var(--navy);color:#F6F1E8}
.signup h2{color:#FBF7F0}.signup .eyebrow{color:var(--copper-2)}.signup .lead{color:#B9C6D0}
.signup-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem;margin-top:2rem}
@media(max-width:900px){.signup-grid{grid-template-columns:1fr}}
.signup .form-card{background:var(--navy-2);border:1px solid rgba(246,241,232,.1);box-shadow:none}
/* guides */
.guide-cards{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem}
@media(max-width:820px){.guide-cards{grid-template-columns:1fr}}
.guide-card{text-decoration:none;color:inherit}
.guide-card .more{color:var(--copper);font-weight:800}
/* town chips as links */
.towns a{padding:.5rem .9rem;border-radius:999px;background:var(--surface);border:1px solid var(--line);font-weight:600;font-size:.9rem;text-decoration:none;transition:transform .2s,border-color .2s}
.towns a:hover{transform:translateY(-2px);border-color:var(--copper);color:var(--copper)}
/* sub pages */
.page-hero{background:var(--navy);color:#F6F1E8;padding-block:clamp(48px,7vw,88px) clamp(40px,6vw,72px);position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;left:-160px;top:-260px;background:radial-gradient(circle,rgba(224,153,63,.35),transparent 65%)}
.page-hero .wrap{position:relative}
.page-hero .eyebrow{color:var(--copper-2)}
.page-hero h1{color:#FBF7F0;margin-top:.8rem;font-size:clamp(2.3rem,5vw,4rem)}
.page-hero .lead{color:#C9D5DE;margin-top:1.1rem}
.crumbs{font-size:.85rem;color:#AEBDC9;margin-bottom:1rem}.crumbs a{color:#DCE7EF}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
@media(max-width:820px){.facts{grid-template-columns:1fr}}
.fact h3{font-size:1.25rem}
.fact p,.fact li{color:var(--ink-2)}
.fact ul{margin:.4rem 0 0;padding-left:1.1rem;display:grid;gap:.35rem}
.taxtable{width:100%;border-collapse:collapse;font-size:.95rem;margin-top:.6rem}
.taxtable td{padding:.45rem 0;border-bottom:1px solid var(--line);color:var(--ink-2)}
.taxtable td:last-child{text-align:right;font-variant-numeric:tabular-nums;color:var(--ink);font-weight:600}
.taxtable tr:last-child td{border-bottom:0;font-weight:800;color:var(--ink)}
.prose{max-width:760px}
.prose h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-top:2.6rem}
.prose h3{margin-top:1.8rem}
.prose p{margin-top:1rem;color:var(--ink-2)}
.prose ul{color:var(--ink-2);display:grid;gap:.5rem;margin-top:1rem;padding-left:1.2rem}
.steps{counter-reset:s;list-style:none;padding:0;margin:2rem 0 0;display:grid;gap:1rem;max-width:860px}
.steps li{counter-increment:s;background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:1.4rem 1.4rem 1.4rem 4.4rem;position:relative}
.steps li::before{content:counter(s);position:absolute;left:1.3rem;top:1.3rem;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--copper-soft);color:var(--copper);display:grid;place-items:center;font-weight:800}
.steps li h3{font-size:1.2rem}
.steps li p{color:var(--ink-2);margin-top:.4rem}
.cta-band{background:var(--cream-2)}
.cta-band .wrap{display:flex;flex-wrap:wrap;gap:1.2rem;align-items:center;justify-content:space-between}
.cta-band h2{font-size:clamp(1.6rem,3vw,2.3rem);max-width:22ch}
.mini-nav{display:flex;gap:1.2rem;font-weight:600;font-size:.95rem}
.mini-nav a{text-decoration:none;color:var(--ink-2)}.mini-nav a:hover{color:var(--copper)}
@media(max-width:700px){.mini-nav{display:none}}
.hero .wrap{padding-block:clamp(40px,6vw,72px) clamp(90px,9vw,120px)}
@media(max-width:900px){.calc-out{position:static}}

/* Areas menu (10/7/2026, NJ) */
.areas-menu{position:relative}
.areas-menu>a{text-decoration:none;color:var(--ink-2)}
.areas-menu>a:hover{color:var(--copper)}
.areas-panel{display:none;position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%);background:var(--surface);border:1px solid var(--line);border-radius:14px;box-shadow:0 18px 50px rgba(0,0,0,.14);padding:1.1rem 1.3rem;gap:2rem;min-width:520px;z-index:60}
.areas-panel::before{content:"";position:absolute;left:0;right:0;top:-16px;height:16px}
.areas-menu:hover .areas-panel,.areas-menu:focus-within .areas-panel{display:flex}
.areas-panel>div{flex:1}
.areas-panel b{display:block;font-size:.95rem;color:var(--ink)}
.areas-panel small{display:block;color:var(--ink-2);font-weight:500;margin:.15rem 0 .6rem}
.areas-panel small a{color:var(--copper);text-decoration:none}
.areas-panel>div>a{display:block;font-weight:500;font-size:.9rem;padding:.2rem 0;text-decoration:none;color:var(--ink-2)}
.areas-panel>div>a:hover{color:var(--copper)}
.areas-groups{display:grid;gap:1.4rem;margin-top:1.4rem}
.areas-groups h3{font-size:1.05rem;margin:0}
.areas-groups h3 small{font-weight:500;color:var(--ink-2);font-size:.85rem;margin-left:.5rem}
.areas-groups h3 small a{color:var(--copper);text-decoration:none}
.areas-groups .towns{margin-top:.7rem}
.hubtable{width:100%;margin-top:1.2rem}
.hubtable th{text-align:left;font-size:.85rem;color:var(--ink-2);padding:.5rem .6rem;border-bottom:1px solid var(--line)}
.hubtable td{padding:.6rem .6rem}
.hubtable td a{font-weight:600;color:var(--copper);text-decoration:none}
@media(max-width:700px){.hubtable th:nth-child(4),.hubtable td:nth-child(4){display:none}}

.hubtable tr:last-child td,.hubtable td:last-child{font-weight:inherit}
.hubtable td:first-child a{font-weight:700}
.areas-panel{flex-wrap:wrap}
.areas-other{flex-basis:100%;border-top:1px solid var(--line);padding-top:.8rem;margin-top:.4rem;font-size:.9rem;color:var(--ink-2);font-weight:500}
.areas-other a{color:var(--copper);text-decoration:none;font-weight:700}
.areas-panel>div.areas-other{flex:0 0 100%}

/* NY vs NJ page (10/12) */
.tscroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
@media(max-width:700px){.cmp6 th:nth-child(2),.cmp6 td:nth-child(2){display:none}.cmp6 td,.cmp6 th{padding:.5rem .35rem;font-size:.9rem}}
.cmp3 td{vertical-align:top}.cmp3 td:first-child{font-weight:600;color:var(--ink)}